Compare India's old and new tax regimes, calculate the monthly SIP for a target, or find a salary hike percentage.
India, FY 2025–26 (AY 2026–27), salaried individual below 60.
Old deductions can include eligible 80C, 80D, HRA and other exemptions. Standard deductions are added automatically: ₹50,000 old and ₹75,000 new.
Estimate the monthly investment required to reach a target corpus.
SIP returns are market-linked and not guaranteed. The estimate assumes monthly contributions at the beginning of each month.
Calculate the percentage increase and new monthly salary.
The India income tax calculator estimates taxable income after the applicable standard deduction, applies FY 2025-26 old and new regime slabs, then adds the 4% health and education cess. It also models the Section 87A rebate and marginal relief around the new-regime rebate threshold.
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The SIP goal calculator works backward from your target amount, investment period, expected annual return, and existing balance. It converts the annual return into a monthly rate and estimates the recurring contribution required at the beginning of each month.
Salary hike percentage equals the annual increase divided by the current annual salary, multiplied by 100. The calculator also shows the annual increase, monthly increase, and new monthly salary in your selected regional currency.
Tax assumptions are based on the Income Tax Department's AY 2026-27 guidance. Verify your personal filing position with an adviser.